According to id card Visa, it has approved the TSM (Trusted Service Manager) centers, operated by Giesecke & Devrient (G&D) in Munich and Toronto, for commercial NFC applications. The technology group has previously received MasterCard certification for its two TSM hubs last year, and now it is offering worldwide TSM services for contactless payment applications based on
After a series of tests had been carried out on critical security features and functions, Visa finally issued its approval for it. The G&D data center in Munich was already running pilots via the Visa payWave payment application. With the approval by Visa, G&D will be able to offer service providers the option of having the Visa payWave payment application installed, personalized, and managed Over-the-Air (OTA) in protected memory devices, such as mobile-phone SIM cards or embedded secure elements. As to account data and other sensitive information, they are transmitted in multiple-encrypted form.
Once the service has been activated, end-users can use their mobile phones to make contactless payments at several hundred thousand merchant contactless terminals around the world.
With two separate but interlinked data centers — one in Munich and the other in Toronto, G&D can guarantee service providers uninterrupted access even if one of the centers should encounter technical problems.
